정치적 위험(political risk 또는 country risk)이란 한마디로 기업의 경영활동에 직·간접적으로 영향을 미치는 일국의 기업환경에 급작스러운 변화를 초래케 하는 정치적 영향력을 일컫는다. 즉, 정치적 위험은 아래와 같은 세 가지 속성을 띤다. ① 급작스러운 기업환경의 변화를 초래케 하는 불연속성(discont
Generally Accepted Risk Principles : PwC)
- 조직의 전략적, 업무적 또는 재무적 목표를 달성하는데 영향을 줄 수 있는 불확실한 미래의 사건들 : Enhancing Shareholder Wealth by Better Managing Business Risk (IFAC)
- 목표 달성에 영향을 주는 사건 발생의 불확실성 : Institute of Internal Auditing (IIA)
4. Business Risk 의 유형
경영 전반
2. What business risks does Blue Nile face that may threaten its ability to satisfy stockholder expectations? What are some examples of control activities that the company could use to reduce these risks? Are some of the risks faced by Blue Nile difficult to reduce through control activities? Explain.
There are so many risk factors for Blue Nile, but main risk factors a
the basis of the credit levels of reference assets, the possibility of occurrences of credit events differs and it puts massive influences on the decision of premium. Generally, protection buyer usually retains reference assets, yet there are no particular problems even if the protection buyer does not have them on the conditions that the reference assets are clearly written in the CDS contract.
Intro
IFS Asset Strategy Fund seeks maximum return while taking reasonable level of risk. As stated in ‘maximum return’, the fund mainly focuses on realizing high profits from investments. It generally invests approximately 30% of assets in bonds as safe investments (because the bond which is invested will be hold until maturity unless there is urgent need of cash for any occasions) and 70
for the flight. As for the international airlines, the treat of substitutes is very low, because there are few options.
ㆍCompetitive Rivalry. In US, the airline industry is intensely competitive. Highly competitive industries generally earn low returns because the cost of competition is high. This can spell disaster when times get tough in the economy.
As a result, the default rate of six credit card firms averaged 28.28%
at the end of 2003. ( Surge in Bad assets and Liquidity shortages)
And the fiasco generated lots of credit defaulters, shaking Asia’s 4th
largest economy.
Overcoming Fiasco
Government: Increasing regulation in the card issuing market
Companies: Employing strict credit risk management strategies
Consumers:
risk)은 보험계약자, 피보험자 또는 보험수취인의 부주의, 고의 등 도덕적 요소에 기인하는 보험사고의 발생률이 증대하거나 손해가 확대될 염려가 있는 위험을 말하며 moral hazard라고도 한다.
예를 들어, 생명보험에서 보험금을 노리고 피보험자를 살해하거나 화재보험에서 보험의 목적에 방화를 하
I. Abstract: Level of analysis: Nongshim Foods in China
II. General Information on Nongshim
A. Nongshim the Company
Nongshim Foods is a food manufacturer specializing in instant noodle and snacks in Korea, established in 1963. It also produces and sells beverage, bottled water, instant rice, microwavable or ready to-boil foods. It imports and distributes worldwide famous food brands such as
risk on management issues. Currently ‘Taepyunhyang’ has changed into ‘AMORE PACIFIC GROUP. Ltd’
(4) Core competency
a. R&D : AP is persistently investing on Research & Development due to the specialized characteristic of cosmetic industry. They invest 3% of annual profits on R&D process each year, which is the similar amount with global companies like Loreal. The goals are to develop